Description: A panel of actuaries and clinical consultants at this session of the SOA 2003 Vancouver Spring Meeting provides an assessment of current and future applications of predictive modeling techniques in the health arena. A practical example of risk adjustment, discussion of the clinical use of this technique, and applications in underwriting are discussed.

Description: This session at the SOA 1990 Annual Meeting looks at default risks and yield curve risk including discussion of historical experience, NAIC proposals for MSVR, duration leverage, and asset/liability management in a total return environment.

Description: This 1978 session focused on persistency and agent retention. Questions addressed: 1. What are the current industry practices and experience with regard to the recruiting, training and retention of agents? 2. Are there ways of building the marketing system that can ease the cost impact of loss because of terminated agents? 3. To what extent are agents directed to markets that will allow them to survive ? 4. Are policy persistency studies valuable in helping general agents and managers identify poor markets? 5. Are persistency studies made that relate to the profile of the insured, in addition to relating to policy characteristics? 6. What uses are made of persistency data by agency to improve results? 7. How effective are persistency incentives in compensation plans for agents and home office field management?

Description: This 1978 session dealt with Group ASO and Minimum Premium Plans. Topics covered: 1. Reasons for using Administrative Services Only plans. 2. Problems with ASO plans 3. Questions to address when considering ASO plans 4. Legal issues

Description: 1992 SOA Annual Meeting, Washington, D.C. This session on cash-flow testing for product actuaries covered the following topics: 1. Guidance notes designed to help in writing up reports on cash-flow testing. 2. Investment strategies in product design. 3. Surplus requirements.

Description: 1993 SOA Spring Meeting, Boston. This session discussed the concepts of expense allocation, determination of product costs, overhead expenses, the product-cost system, variable versus fixed expenses, and pricing on a marginal basis.

Description: This 1981 session focused on Recent Trends in Computer Technology including: i. What is the new hardware? 2. What opportunities are offered by the new hardware? a Administrative/service-oriented possibilities I Totality of information storage 2 Paperless administration/elimination of hard copy records 3 Effect on user 4 Different/flexible structure of information 5 On-line processing concurrent with data processing b Product-oriented possibilities i Universal life 2 Flexible premium annuities 3 Adjustable life 4 Retired lives reserve 5 Bank annuities 6 Variable life/annuities From Record of Society of Actuaries, Vol. 7, No. 3.

Description: 1993 SOA Spring Meeting, Boston. This session is about actuarial standards for product actuaries and Actuarial Standards Board guidelines review. Topics included: 1. ASP 12 on risk classification. 2. ASP 15 on Dividend determination and illustrations for participating life Insurance and annuities. 3. Determination and redetermination of nonguaranteed elements. 4. When to do cash-flow testing. 5. ASP 7 on performing cash-flow testing.

Description: This session is about appointed actuary issues for the health actuary including cash-flow testing, asset valuation and risk-based capital. From Record of Society of Actuary Vol. 19, No. 4B.

Description: 1992 SOA Regional Meeting, Anaheim. This session addressed tax compliance, the tax consequences of life insurance contract failure, the correction of failed contracts, and a 1992 update on the proposed deferred acquisition cost tax regulations.